Chicago's straightforward insurance agency. We cut through the confusion and get you the coverage you need at prices that don't hurt.
© Insure America Now, All
Rights Reserved 2025.
These terms explain the relationship between you and Insure America Now when you use our website or services. We've written this in straightforward language because we believe legal agreements shouldn't require a law degree to understand.
By using our website or working with us to get insurance coverage, you're agreeing to these terms. If something here doesn't sit right with you, please reach out to us at (224) 210-6456 before moving forward. We're happy to discuss any concerns.
Insure America Now is an insurance agency, not an insurance company. Think of us as your guide through the insurance world. We work with multiple insurance companies to find coverage options that match your needs, then help you through the application and enrollment process.
While we do our best to find you great coverage at good rates, we can't guarantee specific prices or that you'll be approved for coverage. Insurance companies make their own underwriting decisions based on their criteria and regulations.
We're compensated by insurance companies when you purchase coverage through us. This doesn't cost you anything extra-it's how insurance agencies typically work. Our goal is always to find you coverage that fits your situation, regardless of which company provides it.
When you apply for insurance through us, accuracy matters. You need to provide truthful and complete information. If something changes after you apply-like you get a new car or move to a different address-let us know so we can update your coverage appropriately.
Insurance policies come with their own terms and conditions from the insurance companies. Make sure you read and understand your policy documents. If something's unclear, call us and we'll help explain it. Don't wait until you need to file a claim to figure out what's covered and what isn't.
Paying your premiums on time keeps your coverage active. If you're having trouble making a payment, contact us right away. Sometimes there are options to adjust payment schedules or coverage levels, but we can't help if we don't know there's an issue.
Our website exists to help you learn about insurance options and get in touch with us. You're welcome to browse, read information, and use our contact forms. What you can't do is use our website for anything illegal, try to hack it, or copy our content for your own commercial purposes.
We update our website regularly with new information and features. Sometimes we need to take it down temporarily for maintenance. We try to minimize disruptions, but we can't promise the website will be available every single minute of every day.
Any quotes or insurance information you see on our website are for general reference. Actual rates and coverage availability depend on lots of factors and require a personalized quote based on your specific situation.
We take your privacy seriously. How we collect, use, and protect your personal information is detailed in our Privacy Policy. The short version: we only collect information we need to help you get insurance, we don't sell your data to random third parties, and we use reasonable security measures to keep it safe.
When you share sensitive information with us-like financial details or health information for insurance applications-we handle it in accordance with applicable privacy laws and insurance regulations. We only share it with insurance companies you're applying to or as required by law.
We provide information and recommendations about insurance options based on what you tell us about your needs and situation. While we aim to be helpful and accurate, we're not making guarantees about what coverage is absolutely perfect for you. Your final decision about what insurance to buy is always your choice.
Insurance regulations and products change frequently. We do our best to stay current with the latest options and rules, but if you notice something seems off or outdated, please point it out so we can verify and update our information.
If you need to make changes to your insurance coverage or cancel a policy, contact us as soon as possible. Some changes can be made quickly, while others might take a few days to process through the insurance company. Cancellation policies vary by insurance type and provider, and there might be fees or procedures you need to follow.
We'll do our best to process any changes promptly, but ultimately the insurance company controls their own policies and timelines. If there's an urgent situation affecting your coverage needs, call us directly rather than just sending an email so we can prioritize your request.
We work hard to provide good service, but we're human and mistakes can happen. If we make an error, we'll do our best to fix it. However, we can't be held responsible for decisions made by insurance companies, delays outside our control, or situations where you didn't provide us with accurate or complete information.
Our liability is limited to the extent permitted by law. If an issue arises, we'll work with you to find a reasonable solution. In the unlikely event that can't be resolved through discussion, any disputes would be handled according to Illinois law, given that we're based in Chicago.
We might need to update these terms occasionally as our business evolves or regulations change. When we make significant changes, we'll post the updated version on our website and update the date at the top of this page.
If you have an ongoing relationship with us for insurance coverage, we'll make reasonable efforts to notify you of major changes that affect your existing policies or how we work together.
Questions about these terms? Concerned about something you read here? Want to discuss a specific situation? We're available and ready to help.
You can reach us by phone at (224) 210-6456, email at [email protected], or visit us at 332 S Michigan Ave, Chicago, IL 60604. We believe in clear communication and we're here to make sure you understand how we work together.
Chicago's straightforward insurance agency. We cut through the confusion and get you the coverage you need at prices that don't hurt.